Privacy Law Library

Employer use of credit history restricted

ORS 659A.320

Employees · Credit reporting

Bars most employers from obtaining or using consumer credit report information to make hiring, firing, promotion, pay or other employment decisions, unless an exception applies.

Where
Oregon
Citation
ORS 659A.320
Status
In force
Enforced by
Oregon Bureau of Labor and Industries; civil action under ORS 659A.885
People can sue
Yes
Penalties
BOLI complaint or civil action for injunctive and equitable relief, back pay and attorney fees (ORS 659A.320(3); 659A.885).
Applies to
  • Employers, as to applicants and employees; exempts federally insured banks and credit unions, employers required by law to use credit history, certain public safety officers, and substantially job-related uses disclosed in writing (ORS 659A.320(2))

What a privacy notice must say

  • Where credit history is used because it is substantially job-related, disclose the reasons to the applicant or employee in writing.ORS 659A.320(2)(d)

Practices it requires

  • Do not obtain or use credit history for employment purposes or take adverse action based on it, unless exempt.ORS 659A.320(1)

Sources

Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.

Unverified: Original effective date (2010 c.102) not fetched.

Research reference, not legal advice.