Identity Theft Impediments: Credit Card Address Changes
MT Credit Card ID Theft Impediments
Financial
To curb identity theft, credit card issuers must verify address changes on returned card applications that differ from the solicitation address, and must send change-of-address notices to the old address when a replacement card is requested close to an address change.
- Where
- Montana
- Citation
- Mont. Code Ann. 30-14-1721 to 30-14-1722
- Status
- In force
- In force since
- 2005-10-01
- Enforced by
- Montana Department of Justice, Office of Consumer Protection (Attorney General)
- People can sue
- No
- Penalties
- Not stated in these sections.
- Applies to
- Credit card issuers mailing solicitations or processing address changes and replacement-card requests (30-14-1721, 30-14-1722)
What a privacy notice must say
- When a cardholder orders a replacement card within 60 days of an address-change request, send a change-of-address notification to the cardholder.Mont. Code Ann. 30-14-1722(1)
Practices it requires
- Verify a changed address on a returned credit card application that differs from the address on the mailed offer by contacting the person solicited.Mont. Code Ann. 30-14-1721(1)
Sources
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: Only the first subsection of each section was read; telephone-account provisions in 30-14-1722 and enforcement were not summarised. Effective date inferred from history note (En. Ch. 518, L. 2005).
Research reference, not legal advice.