Credit Report Submission Prohibitions (ambulance balance billing)
MT Ambulance Credit Reporting Limit
Credit reporting · Health
Licensed ambulance services may not report patients to credit bureaus over balance bills once the patient's insurer or health plan has paid based on plan charges, or when an uninsured patient has paid toward the bill and filed an AG complaint that it is not based on usual and customary charges. Bills sent to collections must carry the same limit.
- Where
- Montana
- Citation
- Mont. Code Ann. 30-14-2601 to 30-14-2602
- Status
- In force
- In force since
- 2017-10-01
- Enforced by
- Montana Department of Justice, Office of Consumer Protection (placement in Title 30, ch. 14)
- People can sue
- No
- Penalties
- No penalty stated in the part.
- Applies to
- Ground or air ambulance services licensed in Montana, and collection agencies receiving their bills (30-14-2601(1), 30-14-2602)
What a privacy notice must say
- When transferring a covered bill to a collection agency, state that the agency may not report it as delinquent to a consumer reporting agency.Mont. Code Ann. 30-14-2602(2)
Practices it requires
- Do not submit information to a consumer reporting agency to affect a patient's credit report over a balance bill once the insurer or plan has paid, or an uninsured patient has paid and filed an AG complaint.Mont. Code Ann. 30-14-2602(1)
Sources
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: Effective date inferred from history note (En. Ch. 315, L. 2017) and the default October 1 rule; enforcement route inferred.
Research reference, not legal advice.