Health Insurance Genetic Testing Prohibition
Nebraska Insurance Genetic Testing Law
Genetic · Health
This 2001 law bars health insurers and non-preempted self-funded plans from requiring covered persons, dependents, or asymptomatic applicants to undergo genetic testing before issuing, renewing, or continuing coverage. Insurers may still ask about family history.
- Where
- Nebraska
- Citation
- Neb. Rev. Stat. 44-7,100
- Status
- In force
- Enforced by
- Nebraska Department of Insurance
- People can sue
- No
- Penalties
- No specific penalty in the section.
- Applies to
- Hospital, medical, or surgical expense-incurred policies and certificates delivered, issued, or renewed in Nebraska, and self-funded employee benefit plans to the extent not preempted by federal law (44-7,100(1))
Practices it requires
- Do not require a covered person, dependent, or asymptomatic applicant to undergo a genetic test before issuing, renewing, or continuing health coverage.Neb. Rev. Stat. 44-7,100(1)
Other duties
- Questions about family history remain permitted.Neb. Rev. Stat. 44-7,100(2)
Sources
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: effective_date null: enacted by Laws 2001, LB 432; date not confirmed. Enforcement authority inferred from the Department of Insurance's general jurisdiction; the section names none.
Research reference, not legal advice.