Genetic information in health insurance
Colorado genetic information (health insurance)
Genetic · Health
Genetic information, including family history and genetic test results, is confidential and privileged in Colorado health insurance. Release for purposes other than diagnosis or treatment requires specific written consent, and health insurers may not seek, use, or keep genetic information for underwriting or require genetic tests.
- Where
- Colorado
- Citation
- C.R.S. 10-3-1104.6
- Status
- In force
- In force since
- 2009-07-01
- Last amended
- 2010-08-11
- Enforced by
- Colorado Commissioner of Insurance (Division of Insurance); private suits
- People can sue
- Yes
- Penalties
- Unfair insurance practice subject to 10-3-1106 to 10-3-1113; injured individuals may obtain equitable relief (including retroactive coverage) and the greater of actual damages or $10,000 per violation, plus costs and attorney fees (10-3-1104.6(10)-(12)).
- Applies to
- Health insurers, HMOs, nonprofit hospital and health service corporations, and other entities providing health or Medicare supplement coverage under the Commissioner of Insurance's jurisdiction (10-3-1104.6(2)(a))
Practices it requires
- Treat genetic information as confidential and privileged; release identifying results for non-treatment purposes only with specific written consent.C.R.S. 10-3-1104.6(3)(a)
- Do not seek, use, or keep genetic information for nontherapeutic or underwriting purposes for health or Medicare supplement coverage.C.R.S. 10-3-1104.6(3)(b)
- Do not request or require an individual or family member to undergo a genetic test unless authorized by law.C.R.S. 10-3-1104.6(3)(c)
Sources
- Official text
- Colorado Revised Statutes 2024, Title 10 (Office of Legislative Legal Services, leg.colorado.gov)
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Research reference, not legal advice.