Conversational Artificial Intelligence Services Act (2026 SF 2417)
Iowa Conversational AI Act
Artificial intelligence · Children · Health
Iowa's 2026 companion-chatbot law requires public conversational AI services to disclose to minors that they are talking to AI, block sexual content and human-like emotional or romantic manipulation of minors, avoid variable engagement rewards for minors, and give minors and parents privacy and account controls. For all users, operators must disclose AI status when a reasonable person could think it is human, keep suicide and self-harm referral protocols, and not present the bot as a licensed mental health provider. It applies from July 1, 2027.
- Where
- Iowa
- Citation
- 2026 Iowa Acts ch. 1068 (SF 2417), enacting new Iowa Code ch. 554J (554J.1 to 554J.6 as enacted; final Code numbering pending)
- Status
- Enacted, not yet in force
- In force since
- 2027-07-01
- Enforced by
- Iowa Attorney General (with rulemaking authority)
- People can sue
- No
- Penalties
- Injunction plus the greater of actual damages or a civil penalty of $1,000 per violation, capped at $500,000 per operator (554J.6(1) as enacted). No private right of action (554J.6(4)).
- Applies to
- Operators: persons who develop and make available to the public a conversational AI service whose primary purpose is simulating human conversation (554J.1(2), (4) as enacted)
- Excluded: research tools, features inside other products, narrow-topic tools, business customer-service bots, voice assistants on consumer devices, internal-use tools; app stores and search engines are not operators merely by providing access (554J.1(2)(b), (4))
- Minor protections apply to account holders the operator knows or is reasonably certain are under 18 (554J.1(3))
What a privacy notice must say
- Clearly and conspicuously tell minor account holders they are interacting with AI, by a persistent disclaimer or a disclaimer at the start of each interaction and at least every three hours of continuous use.2026 Iowa Acts ch. 1068, s. 2 (554J.2(1)) · Only if: Account holder is a minor · From 2027-07-01
- Disclose that the service is AI through a persistent disclaimer or one after every three hours of continuous interaction when a reasonable person would believe they are talking to a human.2026 Iowa Acts ch. 1068, s. 3 (554J.3) · From 2027-07-01
Rights it gives people
- Offer minors tools to manage privacy and account settings, and offer parents or guardians such tools for minors under 13 and as appropriate to risk for older minors.2026 Iowa Acts ch. 1068, s. 2 (554J.2(5)) · Only if: Account holder is a minor · From 2027-07-01
Practices it requires
- Do not knowingly program the service to represent that it provides professional psychology or behavioral health services requiring an Iowa license.2026 Iowa Acts ch. 1068, s. 5 (554J.5) · From 2027-07-01
- Do not give minors points or similar rewards at unpredictable intervals to encourage more engagement.2026 Iowa Acts ch. 1068, s. 2 (554J.2(2)) · Only if: Account holder is a minor · From 2027-07-01
- Use reasonable measures to prevent sexually explicit depictions, statements urging sexual conduct, or sexual objectification toward minors, and to prevent claims of sentience, simulated emotional dependence, romantic or sexual innuendo, or adult-minor romantic role-play.2026 Iowa Acts ch. 1068, s. 2 (554J.2(3)-(4)) · Only if: Account holder is a minor · From 2027-07-01
- Adopt protocols for responding to prompts about suicidal ideation or self-harm, including reasonable efforts to refer users to crisis services.2026 Iowa Acts ch. 1068, s. 4 (554J.4) · From 2027-07-01
Sources
Checked against these sources on 2026-09-25 by research agent (Claude), primary sources.
Unverified: Final Iowa Code chapter number: both SF 2417 and HF 864 (2026) enacted a new chapter 554J; the Iowa Code editor will renumber one or both in Iowa Code 2027. Attorney General implementing rules not yet located.
Research reference, not legal advice.